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In Saarland, nursing home residents' personal contribution hits €3,695 as of July 1, 2026
World Desk · · 30s summary · 2 min read
The essentials
As of July 1, 2026, residents of nursing homes in Saarland, Germany, are facing higher personal contribution costs for their accommodation. According to an analysis from vdek (the association of German substitute health insurance funds) shared with the dpa news agency, the average Eigenanteil (residents' personal share beyond insurance coverage) now reaches €3,695 for the first year of residence. This represents an increase of €293 compared to a year earlier and €94 since January 2026. Saarland ranks second among Germany's 16 federal states for the highest personal contribution costs.
- As of July 1, 2026, nursing home residents in Saarland face increased personal contribution costs for their care.
- Average personal contribution for the first year now stands at €3,695—up €293 year-over-year.
- Saarland ranks second nationally among Germany's 16 Länder for personal contribution amounts.
- Data sourced from vdek, the association representing German substitute health insurance funds.
What we know
As of July 1, 2026, residents of nursing homes in Saarland are paying higher personal contributions for their accommodation. According to an analysis from vdek (Verband der Ersatzkassen)—the association representing Germany's substitute health insurance funds (Ersatzkassen)—shared with the dpa news agency, the Eigenanteil (residents' personal share beyond long-term care insurance coverage) now averages €3,695 for the first year of residence.
This amount represents an increase of €94 compared to January 2026 and €293 compared to July 2025. Saarland ranks second among Germany's 16 federal states (Länder) for the amount of this personal contribution during the first year of residence.
€3,695
Average Eigenanteil for first year of residence in Saarland (July 2026)
+€293
Year-over-year increase in average personal contribution in Saarland (July 2025 → July 2026)
+€94
Six-month increase in average personal contribution in Saarland (January → July 2026)
2nd place
Saarland's ranking among 16 Länder for personal contribution amount (first year of residence)
Context
The Eigenanteil refers to the personal contribution that residents of medically staffed nursing facilities (Pflegeheim) must bear themselves, beyond the coverage provided by statutory long-term care insurance (Pflegeversicherung). It encompasses care costs, accommodation, meals, and the facility's capital costs. The amount varies by state and individual facility.
vdek regularly publishes comparative analyses of nursing care costs across all German federal states, making it a key reference source for tracking Eigenanteil trends at the national level.
Timeline
- July 2025The average Eigenanteil for the first year of residence in Saarland stands at approximately €3,402, calculated based on the €293 annual increase recorded by vdek.
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